Murali Subbarao
Founder & CEO

Murali Subbarao is the Founder & CEO of Billeo, guiding all aspects of the company’s development, growth and management. Under his leadership, Billeo has gained recognition from the media for its ability to give consumers unprecedented choice, control and convenience when paying bills and shopping online, including the Editor’s Choice award and a Four Star rating from PC Magazine.

Murali has over 20 years of experience in the high-tech space, and is a recognized leader in the electronic payment industry. Prior to founding Billeo, he was Senior Director, Strategy and Alliances, for the Financial Services Business Unit of Hewlett-Packard. He also served as VP of Business Development at Arula Systems (acquired by Raritan), a provider of remote management appliances.

Subbarao has an MBA from UC Berkeley, an MS in Computer Science from University of Wisconsin, Madison, and B.Tech. from the Indian Institute of Technology, Madras, India. He has been a member of the Council for Electronic Bill Payment & Presentment (CEBP), of NACHA - The Electronic Payments Association, and is a frequent speaker at their meetings. In 2008, he was recognized by the Silicon Valley/San Jose Business Journal as one of their “People To Know in the Silicon Valley.”

Allwyn Lobo
Cofounder, Vice President of Engineering & Operations

Allwyn Lobo brings over 15 years of experience managing, architecting and designing mission critical enterprise systems and delivery of Internet and client/server based services to a wide variety of businesses and markets. Previously, at Metavante Corporation Lobo led the migration effort of the entire Paytrust customer base for several large financial institutions such as Citibank, American Express and Dreyfus into Metavante’s next generation EBPP platform. He has designed and developed platforms for Internet and mobile healthcare applications at Healtheon/WebMD, for lead generation systems at Respond Networks, and for OnDemand Interactive Television at Silicon Graphics. Lobo holds a patent in Replication Server Technology.

Lobo has earned an MA in Economics from University of Pune, B. Tech from Institute of Technology, Pune, and has taken graduate level courses in Computer Science at Stanford University.

Robin O’Connell
Vice President of Business Development

As Vice President of Business Development, Robin O’Connell is responsible for building Billeo’s growing customer and partnership base, as well as expanding existing relationships with leading financial institutions. O’Connell brings with him considerable experience in the payments industry and specifically in the emerging growth area of online bill payments. O’Connell was with Visa USA for six years, where he recently served as the Director of Product Development managing the Visa Bill Payment Initiative. Prior to Visa, O’Connell was a marketing manager with an Internet start-up. His background also includes marketing and advertising experience as an Account Supervisor with McCann-Erickson and J. Walter Thompson working on worldwide brands like Nestle, Lysol and Wells Fargo.

O’Connell has a B.A. from the University of Virginia and a M.B.A. from the Kellogg Graduate School of Management at Northwestern University.